Political Violence & Terrorism

Standalone PVT where property markets exclude it.

Standalone political violence and terrorism cover for assets in territories where standard property markets step away — sabotage and terrorism through to war and counterinsurgency.

Disciplined placement for volatile exposures

Our recommendations start from a clear understanding of the risk and the structure around it. With access to several markets we can offer flexible capacity and respond efficiently when terms and conditions are well presented.

We aim to be flexible and solution-based, and to give a quick response on quotations — which matters most on exactly the risks that other markets are slow to answer.

Where PVT earns its place

Standalone PVT is usually the answer where a property programme has excluded political violence outright, or where an asset sits in a territory that the standard market treats as binary.

We treat these placements case by case. Appetite varies sharply by territory and occupancy, so an early conversation saves everyone time.

Scope

What we place under Political Violence & Terrorism.

Coverages placed

  • Sabotage and Terrorism
  • Riots, Strikes and Civil Commotion
  • Malicious Damage
  • Insurrection and Rebellion
  • Coup d'état
  • Civil War and War
  • Counterinsurgency

Trade examples

  • Airports
  • Commercial and residential estate property
  • Construction and projects
  • Hotels
  • Manufacturing and industrial
  • Power (gas, oil, electricity) and utilities
  • Retail
  • Transportation — rail and roads
  • Banks and offices
  • Specie and fine art
At a glance

Capacity and appetite.

Capacity

Up to USD 5m per placement.

Features & benefits

Diversified direct and reinsurance business globally. A wide range of products, occupancies and territories, with standard market extensions considered.

Placement structure

Primary or excess layering. Reinsurance is our preferred route, though we can support direct placement where local licensing permits.

Appetite

Primary or excess layering, with more volatile risks considered case by case.

Political Violence & Terrorism submissions welcome.Usually a same-day view on the exposure.

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